If you’re looking for Cheap auto insurance companies in Arizona, we are here to direct you in making a good choice. Cheapest auto insurance companies in Arizona rates fluctuate from one company to the next, ranging from personal factors such as age, ZIP code, and credit history.
Your driving record, any previous claims, your credit score, your age and gender, the insurer you choose, and the brand and model of your car all affect how much auto insurance in Arizona would cost you. Your prices may also alter based on the type and extent of your auto insurance coverage. You can locate cheap auto insurance and the best insurance company for your needs by knowing how Arizona auto insurance works and how rates vary around the country.
Cheap auto insurance companies in Arizona by our sample drivers
| COMPANY | AVERAGE RATE |
| AAA | $1,893 |
| Allstate | $2,163 |
| Farmers Insurance | $1,501 |
| Geico | $1,203 |
| Nationwide | $1,253 |
| Progressive | $1,550 |
| Shelter Insurance Group | $1,667 |
| Southern Farm Bureau | $1,160 |
| State Farm | $1,225 |
| Travelers | $1,285 |
| USAA | $875 |
| Statewide Average | $1,490 |
| COMPANY | 17-YEAR-OLD FEMALE | 17-YEAR-OLD MALE |
| AAA | $5,255 | $6,165 |
| Allstate | $8,401 | $10,019 |
| Farmers Insurance | $7,083 | $7,657 |
| Geico | $4,563 | $4,490 |
| Nationwide | $4,472 | $5,614 |
| Progressive | $9,328 | $10,577 |
| Shelter Insurance Group | $3,958 | $5,444 |
| Southern Farm Bureau | $2,487 | $2,517 |
| State Farm | $3,131 | $3,943 |
| Travelers | $3,166 | $3,856 |
| USAA | $2,836 | $2,978 |
| Statewide Average | $4,971 | $5,751 |
Arizona Young Adult Rates
Root is yet another option when searching for the cheapest vehicle insurance in Arizona for single 25-year-olds. For females, the annual average is $686, while for males, it is $669. The General offers premiums for young adults that are the most expensive, at $3,392 for ladies and $3,583 for males. For young adult drivers, the average annual premium is $1,862 for men and $1,757 for women.
| COMPANY | 25-YEAR-OLD FEMALE | 25-YEAR-OLD MALE |
| AAA | $2,093 | $2,256 |
| Allstate | $2,339 | $2,551 |
| Farmers Insurance | $1,662 | $1,810 |
| Geico | $1,289 | $1,354 |
| Nationwide | $1,502 | $1,630 |
| Progressive | $1,808 | $2,093 |
| Shelter Insurance Group | $2,122 | $2,239 |
| Southern Farm Bureau | $1,395 | $1,424 |
| State Farm | $1,317 | $1,510 |
| Travelers | $1,391 | $1,463 |
| USAA | $1,011 | $1,091 |
| Statewide Average | $1,630 | $1,766 |
Senior rates in Arizona
With annual rates of $544 for female drivers and $612 for male drivers, Root is the cheapest car insurance company in Arizona for married, 60-year-old drivers. Allstate is the most costly insurance provider for seniors, with annual rates for both men and women of $2,364. Senior women in Arizona pay $1,269 on average, while senior men pay $1,357 on average.
| COMPANY | 60-YEAR-OLD FEMALE | 60-YEAR-OLD MALE |
| AAA | $1,650 | $1,650 |
| Allstate | $1,864 | $1,993 |
| Farmers Insurance | $1,265 | $1,369 |
| Geico | $1,115 | $1,060 |
| Nationwide | $999 | $1,082 |
| Progressive | $1,165 | $1,281 |
| Shelter Insurance Group | $1,296 | $1,296 |
| Southern Farm Bureau | $950 | $1,039 |
| State Farm | $1,072 | $1,072 |
| Travelers | $1,059 | $1,126 |
| USAA | $750 | $761 |
| Statewide Average | $1,199 | $1,248 |
Rate in Arizona for Responsible Drivers
With an estimated yearly cost of $610 for safe drivers in Arizona, Root offers the most cheapest auto insurance. With an average yearly charge of $2,542, Allstate is the most costly insurance provider for drivers with a spotless record. In Arizona, good drivers may often predict paying an average premium of $1,516.
| COMPANY | CLEAN RECORD |
| AAA | $1,893 |
| Allstate | $2,163 |
| Farmers Insurance | $1,501 |
| Geico | $1,203 |
| Nationwide | $1,253 |
| Progressive | $1,550 |
| Shelter Insurance Group | $1,667 |
| Southern Farm Bureau | $1,160 |
| State Farm | $1,225 |
| Travelers | $1,285 |
| USAA | $875 |
| Statewide Average | $1,434 |
