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Health Insurance Companies In The United States (US)

 

The post contains the list of health insurance companies in the United States (US).
This exclusive list was made only to help you select the best out of all the health insurance companies operating in the US with insurance plan that suits you.

What is health insurance

For clarifications and to reduce misconceptions of this topic, we will explain in details, the term health insurance.

We will take the definition from various blog for clearer understanding.
According to Medical news today, Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses.
This definition however depends on the type of health insurance package one acquires, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

Health insurance is defined as “coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment” – KFF.Org.

Why you need health insurance coverage in the US

There are loads of reasons why you need health insurance coverage as a citizen of the United States of America. I will only highlight and explain briefly the most important reasons because the compiling all the reasons why you need a health insurance plan will turn this post to an eBook which is not the sole reason of the post.

Why go for a health insurance plan?
1. You receive less medical care and less timely care when you are uninsured.
Health insurance is important because it prompt fast medical and timely care if you experience an unintentional injury or a new chronic condition.
This is not the same with uninsured citizens of the US, who will receive less medical or timely care.
According to IOM estimation, there is about 18,000 extra deaths per year due to less medical and timely care for uninsured people.

2. Uninsured people have worst health outcome.
People without health insurance can get sick and are more apt to die prematurely than their insured counterparts.

3. If you are uninsured, you cannot benefit from discounted medical price that are routinely negotiated by public programs or private health plans.
You are likely to pay double or triple, the rate of medical bill insured people pay. This has been noted as a cause of bankruptcies.

Health insurance companies in the United States (US)

There are many health insurance companies in the United States. We will keep updating this page with health insurance companies that hits our requirements.

1. Cigna Health Insurance:
Cigna provides health insurance programs globally to help improve your health, well being and provide a sense of security for its members.
With over 30 years’ experience, Cigna health insurance cover it’s customers to stay well.
• Check Out Cigna Health Insurance Login

2. Ehealth Insurance:
eHealth mission is connecting millons to quality health insurance and to deliver the best ecommerce experience for consumers to compare, buy, and use the health insurance products, tools, and information that protect their well-being for life.
• See Everything you need to know about Ehealth Insurance

3. Aetna Health Insurance:
Aetna inc. Is an American managed and directed health insurance company . Aetna sells insurance plans that includes medical, pharmaceutical, dental, behavioural health, long-term care and disability plan.
• Here is Aetna health insurance login & plans.

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