Cheapest Michigan auto insurance companies list

Today, we will be giving hints on the cheapest Michigan auto insurance companies list. likely with most states, for you to be able to register and drive your car in  Michigan, it requires that you should have a  minimum level of certain types of auto insurance coverage. it includes:

  1. Liability Coverage minimums:
  • $20,000 per individual to cover bodily injury or death.
  • $40,000 per accident involving bodily injuries or deaths.
  • $10,000 for property damage.

It will be very helpful to know which auto insurance companies are more affordable in your state and this will help you determine the cheapest car insurance than others. Michigan is a no-fault state which means that if you have an auto accident, no-fault insurance pays for the damages no matter who causes the accident. since Michigan motorists are paying about 70% more than the average U.S. state for their no-fault benefits. To learn more about Michigan auto insurance minimums, download the Brief Explanation of Michigan No-Fault Insurance PDF.

Cheapest Michigan auto insurance companies list

In our post today, we will be listing about 15 or more companies in Michigan which will be able to help some drivers with an idea for the cheapest Michigan auto insurance companies list. in our list below, its seen that MetLife ranked as the cheapest car insurance in Michigan with the lowest average rates at $1,159 annually. Three other companies also had average rates below $2,000 a year: Hastings Mutual, Chubb, and Pioneer State Mutual. Allstate was the most expensive company with drivers paying over $5,992 per year on average.

Company Yearly Rate
MetLife $1,159
Hastings Mutual $1,395
Chubb $1,735
Pioneer State Mutual $1,996
MEEMIC $2,028
Auto Owners $2,221
Frankenmuth $2,343
SECURA $2,624
Grange Insurance $2,704
Auto Club Group $2,743
Nationwide $2,868
Hanover $2,904
Millers $2,975
Allied $3,283
Allmerica $3,319
Farm Bureau $3,750
State Farm $4,015
Wolverine Mutual $4,231
Mercury $4,685
Encompass $5,277
Allstate $5,992

Cheapest Michigan auto insurance companies list by city

In Michigan, some factors like where you live, where you park your car plays a large role in determining how much it costs to insure your car. Our post today, we will be looking at Cheapest Car Insurance in Michigan by city.

City Company Yearly Rate
Ann Arbor MetLife $960
Hastings Mutual $1,032
Pioneer State Mutual $1,332
Battle Creek Hastings Mutual $984
MetLife $1,044
SECURA $1,368
Bay City MetLife $1,080
Hastings Mutual $1,272
Chubb $1,596
Bloomfield MetLife $1,080
Hastings Mutual $1,404
Chubb $1,740
Canton MetLife $1,020
Hastings Mutual $1,440
Pioneer State Mutual $1,464
Chesterfield MetLife $936
Hastings Mutual $1,092
Chubb $1,428
Clinton MetLife $1,236
Hastings Mutual $1,404
SECURA $1,680
Commerce Hastings Mutual $1,032
MetLife $1,104
Pioneer State Mutual $1,608
Dearborn MetLife $1,572
Hastings Mutual $1,716
Chubb $2,520
Dearborn Heights MetLife $1,380
Chubb $1,968
Hastings Mutual $2,328
Dearborn Heights MEEMIC $2,328
MetLife $2,136
Hastings Mutual $3,024
Detroit Chubb $3,108
MetLife $936
Hastings Mutual $1,092
East Lansing Chubb $1,428
MetLife $1,152
Hastings Mutual $1,416
Farmington Hills Chubb $1,668
MetLife $960
Hastings Mutual $1,032
Flint Chubb $1,440
MetLife $1,236
Hastings Mutual $1,404
Georgetown SECURA $1,680
MetLife $1,392
Hastings Mutual $1,452
Grand Blanc Chubb $1,692
MetLife $996
Hastings Mutual $1,284
Grand Rapids Pioneer State Mutual $1,452
MetLife $888
Hastings Mutual $1,020
Holland Pioneer State Mutual $1,332
MetLife $1,188
Hastings Mutual $1,416
Independence Chubb $1,884
MetLife $936
Hastings Mutual $1,092
Kalamazoo Chubb $1,428
Hastings Mutual $948
MetLife $996
Kentwood Pioneer State Mutual $1,452
MetLife $924
Hastings Mutual $960
Lansing Pioneer State Mutual $1,560
MetLife $1,068
Hastings Mutual $1,716
Lincoln Park Chubb $1,932
MetLife $1,020
Hastings Mutual $1,416
Livonia Frankenmuth $1,740
MetLife $1,152
Hastings Mutual $1,272
Macomb SECURA $1,680
Hastings Mutual $948
MetLife $996
Meridian Pioneer State Mutual $1,452
MetLife $972
Hastings Mutual $996
Midland SECURA $1,344
Hastings Mutual $1,212
MetLife $1,284
Muskegon SECURA $1,512
MetLife $1,632
Hastings Mutual $1,740
Novi Chubb $2,028
Hastings Mutual $924
MetLife $936
Orion Chubb $1,356
MetLife $960
Hastings Mutual $1,032
Pittsfield Pioneer State Mutual $1,476
MetLife $1,236
Hastings Mutual $1,404
Pontiac SECURA $1,680
Hastings Mutual $924
MetLife $936
Portage Chubb $1,356
MetLife $1,572
Hastings Mutual $1,716
Redford Chubb $2,520
MetLife $1,080
Hastings Mutual $1,272
Rochester Hills Chubb $1,596
MetLife $1,344
Hastings Mutual $1,404
Roseville Chubb $1,776
MetLife $1,044
Chubb $1,716
Royal Oak Hastings Mutual $1,740
MetLife $1,212
Chubb $1,944
Saginaw Auto Owners $2,304
MetLife $1,152
Hastings Mutual $1,272
Shelby Chubb $1,596
MetLife $1,632
Hastings Mutual $1,740
Southfield Chubb $2,028
. MetLife $1,020
. Hastings Mutual $1,416
St. Clair Shores Frankenmuth $1,740
MetLife $1,176
Hastings Mutual $1,404
Sterling Heights Chubb $1,668
MetLife $1,212
Chubb $1,944
Taylor Auto Owners $2,304
MetLife $1,080
Hastings Mutual $1,404
Troy Chubb $1,704
MetLife $1,092
Chubb $1,716
Warren Hastings Mutual $1,740
MetLife $1,632
SECURA $1,728
Waterford Hastings Mutual $1,740
MetLife $1,080
Hastings Mutual $1,416
West Bloomfield Chubb $1,632
MetLife $1,188
Hastings Mutual $1,416
Westland Chubb $1,884
Hastings Mutual $948
MetLife $996
Wyoming Pioneer State Mutual $1,452
Hastings Mutual $1,032
MetLife $1,104
Ypsilanti Pioneer State Mutual $1,608

READ ALSO: Best auto insurance in Texas for 2018

Best Auto Insurance Companies in Michigan- Michigan auto insurance companies list

You should bear it in mind that when considering registering with any insurance company, its necessary at least to consider the complaint ratio of whatever companies you’re looking at for car insurance. If you just look at the premium price and hype, you might end up with a company that has great rates and hypes but with a very bad review from their previous subscribers. Below you’ll find many of the largest auto insurance operators in Michigan and their corresponding complaint ratio, as published by the Michigan Department of Insurance. The lower the complaint ratio, the better rated a company is:

Rank Company 2013 Complaint Ratio 2013 Written Premiums
1 Fremont Insurance 0.02 $59,273,366
2 USAA 0.04 155,907,111
3 Wolverine Mutual 0.04 23,071,674
4 Westfield Insurance 0.05 39,885,127
5 Progressive 0.06 627,359,749
6 Michigan Millers 0.06 47,370,514
7 State Farm 0.07 1,385,322,336
9 Frankenmuth 0.08 177,396,742
9 MEEMIC 0.08 199,074,699
9 Trumbull 0.08 37,180,068
12 GEICO 0.09 193,080,067
12 Michigan Insurance Company 0.09 43,406,021
12 Philadelphia Insurance 0.09 11,150,010
15 Hanover 0.10 459,924,904
16 Encompass 0.10 49,334,926
16 Grange Insurance 0.10 67,690,648
16 Hastings Mutual 0.10 48,505,608
16 MAIPF (Michigan residual auto insurance market) 0.10 29,289,694
16 Sentinel Insurance 0.10 9,554,356
21 Farm Bureau 0.11 355,020,096
22 Pioneer State Mutual 0.11 120,787,270
23 Titan 0.12 56,112,778
24 AAA 0.12 990,955,513
25 Allstate 0.12 523,381,491
25 MetLife 0.12 41,188,345
25 Northern Mutual 0.12 8,537,797
28 ACE 0.13 7,637,212
29 SECURA 0.14 14,647,459
30 Auto-Owners 0.15 148,466,654
31 State Auto 0.16 27,542,403
32 Liberty Mutual 0.16 107,257,196
33 Arrowhead Insurance 0.17 23,272,438
33 The Hartford 0.17 40,280,948
35 Horace Mann 0.19 10,297,428
36 National General 0.22 85,864,201
37 AIG 0.24 4,201,722
37 American Country 0.24 8,232,686
39 Ameriprise 0.26 26,879,406
40 National Indemnity 0.27 7,311,762
41 Safeco 0.31 171,420,199
42 Farmers 0.32 126,837,782
43 21st Century 0.33 36,147,657
44 Amerisure Insurance 0.34 2,963,113
45 Bristol West 0.35 41,890,471
46 Nationwide 0.37 80,033,786
47 Esurance 0.40 111,976,649
48 Travelers 0.45 2,216,520
49 American Modern Insurance 0.48 2,104,144
50 Allied 0.51 7,484,227
51 SPARTA Insurance 0.54 1,849,746
52 American Family 0.67 1,485,832

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